Loan Size: $250,000 - $10,000,000+
Term: 9 months - 5 years with flexible amortization extending out to 25 years
Repayment Structure: Will consider business needs and match payments to cash flow. Interest only, principal & interest on extended amortization, and payment reserves may be considered.
Leverage: Up to 80% of the purchase price
Collateral & Security Requirements: First position lien on the property and a primary lien on all business assets. Maximum 80% Loan to Value (LTV), Minimum Stabilized Debt Service Coverage Ratio (DSCR) of 1.2x
Process: Apply for a loan via our online application and a Steward team member will reach out to walk you through the process. Closing for real estate loans are typically 60-90 days after the purchase agreement is signed.
Check out other farms and food businesses that have worked with Steward to purchase property:
Join a growing community of regenerative farms and food businesses accessing the resources they need to flourish.
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