Unlike traditional banks or lenders, Steward is 100% focused on regenerative food systems. We offer flexible loan terms and professional services tailored to your business needs. Partnering with Steward also means gaining access to a like-minded team committed to the long-term success of your business. As your operation grows and generates more revenue, pay back your loan with interest—supported by Steward along the way.
Each loan is tailored to your business, making it easier for you to increase revenue and profitability.
Our team understands the seasonality of farming and food production, so we can craft a loan that works for you.
The Steward platform creates an opportunity to engage your customers and community in a new way.
We believe in your mission and we will never compromise on ecology nor community.
Regenerative agricultural businesses:
Specific commercial purposes that will help increase the revenue and profitability of the business. This often includes a combination of:
*May constitute a portion of your loan in conjunction with equipment, infrastructure, or land.
All Steward loans must be secured by collateral to mitigate risk. This means, as part of our diligence process, we evaluate your business assets, explore existing liens, and place a general lien on business assets to secure the loan. Learn more about secured loans here.
Need a short-term bridge loan instead? Note that in your loan application.
Steward charges borrowers a fixed 3% origination fee (we don’t take a spread of the interest rate). Other fees may be required as part of our diligence process depending on the nature of the loan. Learn more about loan fees here.
Not directly, but yes we can sometimes help access grant funding, philanthropic support, loans from other institutions, or private capital. Contact firstname.lastname@example.org for more information.
We follow Steward’s Regenerative Framework which outlines a series of accepted principles and practices. Learn more about it here.
We look at the big picture, taking a blended capital approach by weighing a mix of debt, grant support, and third party private equity to bring a project to life. Funding is often used to acquire space, start/complete construction, remodel, procure equipment, or expand capacity. Steward partners with industry experts throughout the diligence process to inform the most efficient and effective use of funds.
Contact email@example.com for inquiries about food systems projects.