Bell’s Farm is expanding acreage and buying additional equipment and livestock to grow their holistically-raised meat operation.
Funded on 12/19/2021
Established in 1946, Bell’s Farm is a 65-acre, multigenerational family farm on Washington State’s Whidbey Island. Well known in the area for their sweet u-pick strawberries (and annual Strawberry Daze Festival), they also grow over 90 varieties of vegetables suited for their Pacific Northwest climate. In addition to their five-acre market garden, owners Paige Mueller and Kyle Flack holistically manage a flock of sheep, a herd of Ancient White Park cattle, and more than three-dozen hogs.
In recent years, Bell’s Farm has transitioned from a conventional to regenerative farming operation that incorporates animal husbandry into building healthy soils for growing nutrient-rich and delicious food. Bell’s Farm is an active member of Whidbey’s agricultural scene, seeking to increase education and food security in their local Puget Sound community. They currently sell their sustainable food products through an on-site farm stand, two weekly farmers markets, local restaurants and grocery stores, a school food program, and the Whidbey Island Grown food hub.
Bell’s Farm will use a loan from Steward to purchase hay baling equipment, hire a new garden manager, and expand their business by both acreage and sales channels. Their land has reached carrying capacity for the amount of livestock they currently raise. With these funds they can secure a two year land lease on 100 acres, purchase additional cattle, sheep, and hogs, and set up the infrastructure needed to grow their meat operation. The expansion also calls for additional equipment and a farm vehicle to move their livestock more efficiently. This will double their livestock operation, allowing them to increase both retail and wholesale meat orders, and provide new products that are high in demand, including whole, half, and quarter beef shares.
Bell’s Farm operates with a holistic agricultural philosophy that calls for every element of the farm to work together in harmony. In practice, this looks like:
We hope this message finds you well. We are writing to inform you that Paige and Kyle from Bell's Farm have made the difficult decision to sell their property and relocate their farm. This was not an easy choice for them, as they have poured their hearts and souls into the land. Unfortunately, after a local partnership to purchase neighboring property fell through—which would have allowed Bell’s Farm to expand—they decided that it was no longer feasible to continue their farming operation in the long term at their current location.
It has become more difficult for Bell’s to continue operating as a working farm in light of increased land prices due to development pressure, a challenging labor market, and other local factors. They are continuing operations until the property is sold, at which time they will repay their Steward loan in full. We do not expect an interruption in your loan payments, but did want to make sure you were aware of the situation.
We appreciate your support and understanding as Paige and Kyle navigate this transition, and we are sharing a message from them below.
Here at Steward, we are committed to supporting Bell's Farm throughout this process. If you have any questions or need further details, please feel free to reach out. Thank you for your continued partnership.
Best Regards,
-The Steward Team
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A note from Kyle and Paige:
For us it became clear that we had to make a choice: do we wish to live in this place where our family has been farming for 75 plus years? Or do we wish to continue being professional regenerative farmers? We’ve come to the conclusion that we cannot do both, as heartbreaking of a realization as that is. We plan on moving our operation to a viable locale, and will keep our customers updated throughout the transition.
I would also like to extend a specific apology to all of the Steward lenders for not notifying you sooner. We have been deep in making decisions, transitioning, and dealing with all of the stress. We dropped the ball in updating the Steward lenders who didn't just lend to receive a return, but also lent to see our business succeed. That is not lost on us and we should have sent a timely update and the assurance that we have every intention of continuing to pay our Steward loan. We are making the hard choice to take a step back, change course, and continue on again stronger so that we can take the best care of our land (wherever that may be), our family, and our animals.
- Kyle & Paige
Wow! We are blown away by how many people believe in our way of farming and are willing to support that journey through Steward!
As we experience one of the wettest November and Decembers in PNW history, we are so grateful we’ll be able to purchase the baling equipment that will help our livestock business grow. Knowing we have the hay we need in the barn (harvested from our pastures and the pastures of our new leases) that is spray free and rotationally grazed will help us keep our animals healthy and give us peace of mind as we increase our livestock numbers. Our next steps will be finding the equipment we need to ensure we have it in time for haying season.
Again we cannot thank you enough and we hope you continue to follow along with us!
This loan will be made to Bell/Mueller, LLC, a Washington limited liability company, which grows and sells produce and pasture raised meats for their local community.
This loan will be used to purchase equipment to expand their hay and livestock production, secure a lease, and hire a garden manager.
The total loan amount is $155,000 which will assist Bell’s Farm in growing and expanding their business.
This loan is set at a 6.25% interest rate, with a 78 month term, and fully amortized monthly payments beginning 6 months after funds are disbursed.
Livestock--$38,000: This includes purchasing ancient white park cattle, hogs, and sheep to expand their meat production.
Pasture Infrastructure--$7,000: This includes the materials needed to set up fencing, water, and shade cover on their new pasture.
Equipment--$43,000: This includes a farm utility vehicle as well as a round baler and bale squeeze to expand hay production.
Labor--$45,000: This includes hiring a full time garden manager to manage the market garden.
Land Lease--$22,000: This includes securing a two year lease on 100 acres of land adjacent to their current operation.
Total Budget - $155,000
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