Refinancing a land loan for an urban farm growing nutrient-dense food, educating youth, and deepening community roots in Lakewood, Colorado.
The Fleischer Family Farm is a 1.8-acre urban oasis in Lakewood, Colorado, founded by Paul and Chelsie Fleischer in 2015 with the mission to be a source of nourishment and education. What began as a backyard passion project has flourished into a vibrant farm serving over 175 families through its CSA, weekly farm stand, farmers markets, agritourism events, and community programming. Rooted in regenerative principles, the farm grows a diverse array of fruits, vegetables, flowers, and eggs using low-till practices, cover cropping, compost, and pollinator-friendly design, all free from synthetic inputs.
Driven by a belief that local farms are the future of food, Paul and Chelsie have built a business that blends food production with education and community. Their annual summer camp teaches kids about growing food, cooking, and land stewardship, while a newly planned multi-purpose dwelling will expand their educational and community offerings. With on-site housing for seasonal workers and deep ties to both land and community, the Fleischers are showing what’s possible when a farm becomes a cornerstone of local life.
The Fleischer Family Farm is seeking to refinance its existing acquisition loan and access an additional $50,000 to purchase a tractor and make on-farm infrastructure improvements. The original 2021 loan supported the purchase of the farm’s 1.5-acre expansion parcel, now a thriving center of production and community engagement. This new loan will refinance their existing loan, which matures later this year. In addition to the refinance, this loan will provide capital for critical improvements These upgrades will support increased production efficiency. With a strong history of profitability, a diversified revenue model, and deep local support, The Fleischer Family Farm is well-positioned to take this next step. The planned improvements will help secure the farm’s future, allowing it to continue feeding families, inspiring the next generation, and stewarding the land with care.
The Fleischer Family Farm operates under a holistic stewardship framework, integrating ecological care, social responsibility, and economic resilience across its farming operations. Their mission is to be a source of nourishment and education, steward this earth and build community through food. During the term of this loan, The Fleischer Family Farm agrees to:
Through this loan, The Fleischer Family Farm will continue expanding access to nutrient-dense food while deepening its role as a hands-on learning space where young people can connect with the origins and importance of how food is grown. Guided by a mission rooted in land connection and nourishment, the farm’s stewardship practices include:
Ecological Stewardship
This $186,000 loan will be made to The Fleischer Family Farm LLC, a Colorado State limited liability company, which grows and sells vegetables for their community.
This loan will be used to refinance an existing loan for their property located at 2005 S. Zephyr Court, Lakewood, CO 80232. $50,000 of loan funds will also be used to purchase a tractor for the farm and make infrastructure improvements to the existing wash & pack shed as well as the outdoor classroom.
This is a secured loan with a first mortgage on the property and a UCC-1 on all business assets. This loan is set at an 8% interest rate, 7.5% net for lenders accounting for a .5% servicing spread, with a 36 month term and monthly principal and interest payments made on a 15-year amortization schedule.
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