Regenerative Capital

Regenerative Flour Mill Grain Financing

by Cairnspring Mills
Regenerative Flour Mill Grain Financing

Cairnspring Mills is a “back-to-the-future system” combining the heritage art of stone milling with modern equipment to yield nutritious, local flour.

Project Summary
  • Location: Skagit Valley, WA
  • Products: Grain Value added/CPG
  • Loan Amount: $1,212,500
  • Loan Term: 5 months
  • Net Interest Rate: 9.00% APR
  • Repayments Begin: 1 month after disbursement


Cairnspring Mills is a one-of-a-kind craft flour mill in Washington’s Skagit Valley that sources from regenerative grain growers throughout the Pacific Northwest to produce nutritious, high-quality flour at a regional scale. Cairnspring’s market includes direct-to-consumer, retail bakeries, and wholesale food businesses. Their customer base is outspoken about their support of the mill because the benefits to this agricultural community are so tangible: new quality jobs, higher margins for local growers, and better flavors in every kitchen.

Use of Funds

This loan will be used to refinance Cairnspring’s current inventory loan, saving Cairnspring 3.5% APR for the remainder of the loan term. A yearly inventory loan helps Cairnspring ensure that they pay their regenerative grain producers in a timely manner. Cairnspring offers a premium price above the commodity market to make it economically possible for farmers to employ regenerative farming strategies while conserving and improving their farmland for future generations. 

Regenerative & Sustainable Practices

“Buying a loaf of Tartine Bakery’s bread is nothing less than a pilgrimage,” writes The San Francisco Chronicle. For Tartine, and many other bakeries throughout the PNW, that pilgrimage actually begins with the farms and flour mill at Cairnspring:

  • Cairnspring’s process yields a higher-quality and more nutritious food source by preserving the natural germ and bran of the flour grains which are stripped away in the industrial flour milling process

  • Sourcing from local, regenerative grain producers invests in the local economy and the health of the land

  • Source farms are committed to sustainable soil practices like cover cropping, crop rotations, on-farm composting, animal integration, and no-till farming

  • Cairnspring pays their producers top-dollar for higher quality identity-preserved grains and farming practices, yielding more margin and livable wages

You can learn more about the impact that Cairnspring is having on regenerating the Pacific Northwest Food System by visiting their website at

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