Lending Open

A Regenerative Future For A Fifth-Generation Missouri Farm

by Wildwood Farm, LLC
A Regenerative Future For A Fifth-Generation Missouri Farm

Supporting the land purchase and infrastructure to expand Wildwood Farm’s pasture pork system for a more localized food model.

Project Summary
  • Location: Bonnots Mill, MO
  • Products: Livestock
  • Loan Term: 36 months
  • Net Interest Rate: 8.00% APY
  • Repayments Structure: Principal and interest payments on a 20 year amortization schedule. Payments commence one month after origination of the loan
  • Repayments Begin: 1 month after disbursement
$275,800
30% of $900,000

Overview

Wildwood Farm is a fifth-generation family farm based in Frankenstein, Missouri, led by Russ Kremer. Spanning over a century of stewardship, the farm has evolved from a diversified operation into a pioneering model for pasture-based, antibiotic-free pork production. After a life-threatening antibiotic-resistant infection shifted his approach in the 1980s, Russ rebuilt the farm around a closed herd, regenerative practices, and a strict no-antibiotics protocol. Today, Wildwood raises pigs outdoors on pasture, using non-GMO feed and natural systems that prioritize animal welfare, soil health, and long-term resilience.

Wildwood Farm produces fresh pork and specialty cuts for local customers within a 50-mile radius, alongside supplying raw product to premium national brands, including long-standing partnerships that grew out of a farmer-led cooperative Russ helped establish. Their market spans direct-to-consumer sales, local restaurants and grocers, and value-added distribution through trusted partners. With plans to expand on-farm processing through a sister business running a USDA inspected processing plant, and further localize production, Wildwood is building a more transparent, regionally rooted food system that reconnects farmers and consumers.


Use of Funds

Loan funds will be used to support the acquisition of a 216-acre property in Bonnots Mill, Missouri, currently operated by Russ Kremer and critical to Wildwood Farm’s ongoing production. The property is being purchased from the Kremer family estate, consolidating ownership of land that underpins the farm’s current and future operations. Securing this site ensures continuity of production and removes the risk of land fragmentation or sale to external parties.

Ownership of the property will strengthen Wildwood’s balance sheet and provide long-term control over key production assets, including pasture, infrastructure, and biosecure environments essential to maintaining its closed, disease-controlled herd. This is particularly important given the farm’s specialized heirloom genetics and antibiotic-free production model, which rely on consistent land management and strict biosecurity protocols. By bringing the land under unified ownership through a new entity, Cedar Creek Ecofarm, the business can operate with greater stability and reduced operational risk.

The acquisition also supports Wildwood’s next phase of growth. With established demand from national retail and foodservice partners, along with continued expansion in direct-to-consumer channels, securing this property allows the farm to maintain and scale production capacity over time. It also creates a foundation for further investment in on-farm processing, value-added production, and localized distribution, improving margins and strengthening Wildwood’s vertically integrated model.

Overall, the use of funds is expected to enhance operational resilience, protect existing revenue streams, and position the business for disciplined, long-term growth.


Ecological, Social, and Economic Stewardship Practices

Wildwood Farm has a pasture-centered model to raise healthy, free-roaming heirloom pigs. They are focused on a transparent and high quality food chain. Their business practices are centered around ecological stewardship and ensuring dignity to their workers, farmers, community, animals and the planet for this generation and the next. They employ the following practices on their farm:

Ecological Stewardship:

  • Regular soil, compost, and plant tissue testing guide precise nutrient management and support healthier pastures and livestock.
  • Pigs live communally in forests and are naturally weaned, cattle are rotationally grazed, and laying hens have continuous outdoor access and live out their natural lifespan.
  • Pigs are processed humanely on-site, eliminating transport stress and focusing on a high standard of animal welfare at harvest.
  • The farm uses minimal- and no-till practices, year-round ground cover through cover crops and mulching, crop rotation, and on-farm compost production to build soil health.
  • The on-site processing facility has reduced the average food miles for meat products from approximately 600 miles to 20 miles, significantly shortening the supply chain.
  • Livestock harvest forage directly from the land. Pigs are strategically grazed in forested areas to manage invasive species, and once cleared, those areas are replanted with cover crops and beneficial trees, including oaks, to restore the ecosystem.

Social Stewardship:

  • Russ Kremer has been an active leader in the sustainable agriculture movement since the 1980s, teaching practical skills and leadership to young farmers and supporting the next generation of agricultural stewards.
  • For more than 15 years, Kremer has donated approximately 10,000 pounds of meat annually to local nonprofits, helping strengthen food access in the region.
  • He employs six community members, offering wages that begin well above the county minimum and providing a stipend that covers 75% of health insurance costs.

Economic Stewardship:

  • More than 55% of pig feed is grown on-site, with the remainder sourced from farms within 10 miles. About 40% of seed is produced on the farm, while the remaining 60% is purchased locally within 40 miles.
  • All fertilizers and compost are produced on-site, supporting greater control over soil health and input management.
  • As the sole owner of Wildwood Farm and Cedar Creek Eco Farm, Kremer oversees all decision-making, allowing for consistent implementation of regenerative and sustainable practices.


Stewardship Statement

Russ Kremer is a fifth-generation farmer raising livestock with soil health, biodiversity, and animal welfare as core priorities. Throughout the term of this loan, Wildwood Farm pledges to:

  • Provide livestock with year-round access to pasture or forested areas, allowing animals to express their natural behaviors.
  • Maintain organic practices by prohibiting the use of synthetic fertilizers, herbicides, and pesticides, and by never administering subtherapeutic antibiotics to livestock.
  • Pursue USDA Organic certification for all farmland and maintain Global Animal Partnership (GAP) Level 4 Animal Welfare certification.
  • Build soil health through minimal tillage, year-round ground cover, and on-site compost production.
  • Prioritize local sales, with a goal of keeping at least 70% of sales within a 50-mile radius and sourcing farm inputs on-site or within 40 miles whenever possible, helping reduce food miles.

This loan will be made to Cedar Creek EcoFarm, LLC, a Missouri State Limited Liability Company, which is the real estate holding company for the operating entity, Wildwood Farm, LLC. Wildwood operates a regenerative livestock farm which raises antibiotic free pork and beef.

This loan will be used to expand the farming operation by purchasing the home farm from the Kremer family estate. The 216-acre property is in Bonnots Mill, Missouri located at 1187 Country Road 423, Bonnots Mill, Missouri 65016.

This is a secured loan with a first mortgage on 1187 Country Road 423, Bonnots Mill, Missouri 65016 and a UCC-1 filing on all business assets of Cedar Creek EcoFarm, LLC. As the operating entity, Wildwood Farm, LLC will act as a corporate guarantor on this loan. This loan is set at an 8.5% interest rate for the borrower and a net interest rate of 8% for lenders, accounting for a .50% servicing spread. This loan has a 36 month (3 years) term with Principal and Interest payments on a 20 year amortization schedule beginning one month after origination of the loan. 

Steward Underwriting Analysis Download

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